Posted by Clearskies on September 24, 2018, at 23:58:36
In reply to Re: Partlycloudy, posted by alexandra_k on September 24, 2018, at 22:38:05
> of course i am also thinking about how i spend my money. and about how things have been habitable for me, this year. and about how i could have done things differently (better) this year with respect to how i spent my money.
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> i have faint memories of this church budgeting seminar thing i went to when i was a kid. the guy said something about giving a kid an allowance and requiring them to split it into 3. 1 for saving. 2 for gifting. 3 for spending. that way the kid gets to watch savings grow (and learn to deliberate over longer term purchases). the kid learns... philanthropy. and to buy gifts for others. the kid learns to spend a little on things they want.
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> then there is a way of the kid saying just *how much* they want this, that, or the next thing. like *how many times* those chickens would peck at that key for a tiny morsel of food... or for access to scratching litter... whether the kid was prepared to save for those fancy shoes or that fancy bike or whatever.
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> and that all made a lot of sense to me. but tell it to the people who pay me (ie my mother who chose to give me precisely nothing apparently in punishment for my neverending stream of `bad behavior').
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> but of course things are different for me now. and i have been eating rather a little more than I needed to (rather a little more than i should) this year. of good food, mostly. but also spending a bit on alchohol - which is an opportunity cost thing.
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> why didn't i pay the ad blocker people the money they suggested for their really good product instead of buying that 6 pack of beers? what is more important to me - what do i want to see more of in the world?
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> why didn't i pay bob something for all the hours he's put into this site over the years...
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> yeah.
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> i have been thinking about starting a savings fund. even if i literally only put a buck in it every week my whole attitude to life will be different if it's something i am adding to rather than taking from. and a philanthropy fund, of course. mostly so i intentionally go around the world looking for things i see value in. to reward them. to invest in them. to show appreciation for them in some way. whether it be a busker or a charity that (rarely) seems legit. or... whatever. buy my friend an ice-cream for a change. whatever.
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> sometimes things don't cost as much as i fear they will. often times, actually. there is all the difference in my world when i have a back-stop in a bank account. in the way i conduct myself and then i actually see about various things and am often surprised that they end up not costing me anything / end up being affordable for me, after all.
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> i need to see about dental... i've been putting that off. will do it after this is done. and optometry... i'm actually concerned i have blood vessles enlarged and quite visible on teh surface of the white of my eyes... one of them there is a real mess of blood vessle and i want to check it's not feeding / starting a tumor, or something... all those years of no eye protection in the ratiation...
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> anyway... any thoughts / advice? for someone else's kid. haha.I encourage you to start saving what you can, on a regular basis. I do best when its money that is automatically whisked from the account Im paid into into a savings account I pretend I dont have.
Its a great way to start!
I practice some philanthropy though I cannot afford it. Some individuals and some local causes speak to me and if I can make a contribution, I do.CS
poster:Clearskies
thread:1100843
URL: http://www.dr-bob.org/babble/social/20180816/msgs/1101045.html