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Dr. Bob is Robert Hsiung, MD,
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Posted by Kelty on March 21, 2002, at 0:24:13
In reply to Dumbo here forgot the question for KELTY:, posted by Janelle on March 20, 2002, at 23:56:41
Janelle:
Thanks a lot for your input and the encouragement, if I tolerate the effexor I am going to consider asking to have a mood stabilizer added, although I may have to wait to see if I get a bipolar II diagnosis first.
I will let you know how I do with it, but I am not going to start till next week. I have plans for the weekend and if I am going to crash I don't want it to be then.
In answer to your question, I do live in Canada, good guess!
Oh, and I posted a reply to one of your posts above about coping, in case you haven't been back to it. Hang in there!
Kelty
Posted by Kelty on March 21, 2002, at 0:28:12
In reply to Re: Trying a med change » Kelty, posted by BarbaraCat on March 20, 2002, at 23:01:10
BarbaraCat:
Thanks for the info. I do have a lot of anxiety and am going to keep in mind the idea of adding a mood stabilizer after I see how the effexor goes. I did see the posts about going off slowly, so I will be careful.
Good luck with getting your med changed to something that works better for weight. I am pretty self accepting, but I don't want to die from heart disease or something either! Keeping my fingers crossed for both of us.
Kelty
Posted by BarbaraCat on March 21, 2002, at 0:38:23
In reply to Re: Trying a med change, posted by Kar on March 20, 2002, at 23:39:48
Hi Gang,
I'm in the approval process right now for Social Security. My major condition I'm applying for is fibromyalgia, but the fact that I've got 'severe depression' definitely helps and will probably be the main focus of my disability. I'm fully expecting to have to appeal at least twice and from what I've heard, this is one of the very few times that hiring a lawyer is a good thing. Getting one that's savvy on the process saves alot of frustration. They usually get 25-30% of the accrued benefit amount.From the time of applying to the time that you're finally approved it's usually 1 year. Applicants usually are as long as the medical condition is supported by your med records and doctors' reports saying that you can't do 'significant work'. That doesn't mean vegetable, it means you're honestly not able to sustain very much. During the waiting time the monthly benefit amount is accruing and even with the lawyer's 30% fee you can end up with a sizable chunk of money. You can even earn money while on social security and once in the system, it's fairly flexible about going back to work for a 'trial' and then going back on SSI, off and back on, etc.
If you think working is really not possible at this time in your life, then I encourage you to look at this option. Call up your local Social Security office and get the ball rolling. It's a pain in the butt filling out all the forms, but could be a real relief in the long run. - Barbara
Posted by Janelle on March 21, 2002, at 0:49:04
In reply to Social Security, posted by BarbaraCat on March 21, 2002, at 0:38:23
Hi Barbara,
Good for you that you are in the approval process right now for Social Security! Two friends of mine got it after being rejected at least once. One managed to get it without hiring a lawyer but the other did hire a lawyer and everything I've heard says to hire one if you need to appeal.
I have a few questions for you - you said that lawyers usually get 25-30% of the accrued benefit amount - what do you mean by "accrued benefit amount"? If you do get the SS is it limited to a specified period of time, for example (and these figures are way off I'm sure!) $200/month for 1 year, so the lawyer would get 25-30% of the $2400?.
This leads me to my second question - after you submit all the forms (which I am guessing is the point you are at) what is the next step? Do you have to appear in person or do they send you a notice (most likely a denial)??
I also read in a post somewhere else on here that a person had to go to a pdoc assigned by SS for an evaluation - do you know anything about this?
Thanks a mill.
-Janelle
Posted by BarbaraCat on March 21, 2002, at 1:44:20
In reply to Re: Social Security » BarbaraCat, posted by Janelle on March 21, 2002, at 0:49:04
Hi Janelle,
The way I understand it, the lawyer works on a contigency basis, so no money upfront from you. By the time the case is appealed and won, it's usually one year from the date of first filing. But the money is acruing all during this time. The clock starts ticking when you apply with the SSI office and you're determined disabled - usually the last day you were able to work. So, for example, if a person is eligible (based on years worked) for $1,000 a month, then at the end of the appeals process, usually 1 year, $12,000 will have added up. This is the accrued monthly benefit that you WOULD have been getting had you been approved and receiving a monthly check from the start. The lawyer takes, say, 25% leaving you with $9,000. If you don't win, the lawyer doesn't get paid. Then your $1,000 monthly benefits take over from there.I haven't heard back from them yet, so I don't know what to expect next - probably a letter saying I don't meet the qualifications. My husband also had to fill out a questionnaire. The questions are definitely black and white (can this person take a shower, talk to store clerks, wipe her ass, that kind of thing) and make it look like if you're not a drooling idiot then you must be fine and dandy. Cases are not won on the basis of these forms. Usually they escalate to a higher court where you appear and present evidence that things really are that bad. That's where the lawyer comes in. He or she does alot of foot work collecting med records and statements from family and friends. I've heard that in some cases they have you see an appointed psych (who is generally not going to be your friend) but by that time you should have a lawyer. The lawyer will fend off such a person, or present enough counter-evidence to sway a judge in your favor. It's not an easy process and you have to be determined, but in my case I'm like a pit bull because I don't have any other recourse. I really can't put in a full 40 hours worth of computer programming work anymore and don't have any other skills that could offer me a reasonable living. If I felt just fine, I'd rather be working than sitting in the house crying and going broke. This is not a process for someone who just wants to coast and take advantage of the system. The main point is that if you're really ill (and from your posts it sounds like you're hurting pretty badly), then by God, we are entitled to this and we must insist upon getting what we paid into and deserve. I'll keep you all posted as my case progresses. Hey, how you doing today? It's been a little better for me - hope for you too.
Posted by Janelle on March 21, 2002, at 1:57:03
In reply to Re: Social Security » Janelle, posted by BarbaraCat on March 21, 2002, at 1:44:20
Hi Barbara,
Thanks for further explaining the SS disability process. I came back on here to post another question for you, but I think you partly answered it in the response you just gave me!
I was going to ask how they (SS) determine how much money they will give a person once they finally approve that person, and you happened to mention that the amount a person is eligible for is based on years worked -- I would also imagine that the person's wages for the period they worked might also factor in to the amount of SS disability money they get?
I am sending positive thoughts your way and keeping my fingers crossed for you (I have a feeling that in the end you WILL get the SS Disability you surely deserve). Definitely keep me posted on your progress.
I'm not sure what I'll do regarding SS disability - right now I'm so bad off I can't even cope with filling out the forms. I had a real bad day today but I'm glad you said yours was a bit better.
-Janelle
Posted by BarbaraCat on March 21, 2002, at 2:08:01
In reply to BCat: Thanks for the info, more: » BarbaraCat, posted by Janelle on March 21, 2002, at 1:57:03
I'm so sorry you're feeling so awful. Here's a big <<<<<cyber-hug>>>>>>> for you! You probably don't feel like putting out much energy at all right now, but when you're feeling a little better, look in your phone book, or call directory assistance and talk to someone at the SSI office. They're pretty nice. You can order a printout sent to you of what you can expect to receive. You can also look in your yellow pages for a lawyer that specializes in disability cases, or search on the internet. The lawyer can take your case on right from the start, do all the paperwork. If you're feeling this poorly, Sweetie, it might be worth the extra hassle - just to see where it can go. It might even give you some hope, or a little fighting zip. My prayers are with you. - Barbara
Posted by Janelle on March 21, 2002, at 15:40:18
In reply to Re: BCat: Thanks for the info, more: » Janelle, posted by BarbaraCat on March 21, 2002, at 2:08:01
Barbara,
Thanks for responding above! I have a few more questions, which I'll number so make it easier to answer them!1. Does the amount of SS disability a person gets take into account both number of years worked and amount of money earned?
2. Once a person is awarded the SS, how long does it last - is it indefinite or for a set period of time? I imagine the person has to be *checked* periodically to make sure they are still disabled?
3. This is off the SS topic, I'm just curious as to where you live - are you in the Western US or Canada (I'm in western US) or do you just have insomnia or something - I ask this because I notice you are up late posting on here like I am! For me, it's a combo of geography and insomnia.
Thanks so much!
-Janelle
Posted by BarbaraCat on March 21, 2002, at 17:59:40
In reply to BCat: a wee bit more questions (sorry): » BarbaraCat, posted by Janelle on March 21, 2002, at 15:40:18
Janelle,
No problem. I enjoy our chats. I don't know for sure the answers to these questions, but will offer as much info as I can
>
> 1. Does the amount of SS disability a person gets take into account both number of years worked and amount of money earned?I'm not sure about this, but I think both. I don't know if there's a lower cutoff point or not, but the amount you're given seems to mainly depend on the total dollars you earned.
>
> 2. Once a person is awarded the SS, how long does it last - is it indefinite or for a set period of time? I imagine the person has to be *checked* periodically to make sure they are still disabled?I believe it's forever, but again I'm not 100% sure. The thing that normally causes a re-evaluation is if you start earning more than $740 a month. Yes, you can earn money while on SS, but it's either got to be under the table or less than $740. Really, give your local SS office a call. All the folks I talked to were very nice and informative. They're not the ones deciding on if you get it or not, more like an informational source. Also, try the website at www.ssa.gov.
>
> 3. This is off the SS topic, I'm just curious as to where you live - are you in the Western US or Canada (I'm in western US) or do you just have insomnia or something - I ask this because I notice you are up late posting on here like I am! For me, it's a combo of geography and insomnia.I'm in Oregon and normally get to bed by midnight or so. Usually insomnia, but the posts from our group lately have been very interesting so I've been on the computer later than usual. I have a question for you. When you're having a bad spell, do you have any physical symptoms? - Barbara
Posted by Janelle on March 21, 2002, at 18:22:56
In reply to Re: BCat: a wee bit more questions (sorry): » Janelle, posted by BarbaraCat on March 21, 2002, at 17:59:40
Barbara,
I'm glad that you're not bothered by my questions and I also enjoy our chats.
I'm still a bit confused about the SS Disability - based on one of your earlier posts, it sounded like the amount a person gets is based mostly on number of years worked, but in your most recent post you said "the amount you're given seems to mainly depend on the total dollars you earned" so I wonder which one is the main factor in the award money?
As for the geography, I think you may not have caught it but I feel like such a duh - I had asked if you lived in the western US or western Canada, and right after I clicked to post the message I realized you MUST live in the US because you're applying for SS disability! If Canada has the equivalent it is probably called something else! Woops!
You asked me when I'm having a bad spell, do I have any physical symptoms and believe it or not, that's hard to answer because I'm not sure what you mean by "physical symptoms"!
I'll answer as best I can and don't hesitate to ask more specific questions and define what you mean by physical symptoms.
Here goes: when I have a bad spell of depression it is totally DEBILITATING - all I want to do is sleep or lay down (be horizontal!) - I can't get out of bed for most of the day, I lose my appetite (that has the fringe benefit of taking off a few pounds which I can surely afford!). I feel lethargic, apathetic, tired, foggy, feel like I'm in a haze and this inability to think clearly or concentrate makes me feel overwhelmed, like I can't cope with even the simplest things. I always get anxiety on top of the bad depression, which brings racing, obsessive thoughts (worrying, pessimism).
Sometimes I find it hard to breathe, my throat tightens (I find myself breathing very shallow) but I do NOT have full blown panic attacks.
I don't think this is what you're asking for in terms of physical symptoms - could you give me some examples of YOUR physical symptoms from depression (not the fibromyalgia) and then I can get a better feel for what you're asking.
Thanks!
-Janelle
Posted by Kar on March 21, 2002, at 18:52:04
In reply to BCat: answers, more! » BarbaraCat, posted by Janelle on March 21, 2002, at 18:22:56
BC, you're a wealth of information- thank you! Janelle- I just applied for SS two months ago. They told me that I didn't have enough "work credits" to be eligible for disability- I've been out of grad school and working only since 1997. What I was turned down for is "SSI" which is different...so it does depend on how many years you've worked and have been "contributing to the system"...
A question for you guys- more appropo of PSB, but...Do you have significant others/kids? What do you do when you are flat out, face-in-the-dirt rotten? i've been feeling really guilty lately because I feel as if my fiance is taking care of me all the time...
Oh yeah, J- I almost forgot- if you haven't been here already, this site helped me a lot with all of the ?'s I had...I really hope tomorrow is better for you...
http://www.ssa.gov/disability/Karen
Posted by Kar on March 21, 2002, at 19:01:12
In reply to Re: BCat: a wee bit more questions (sorry): » Janelle, posted by BarbaraCat on March 21, 2002, at 17:59:40
D-oh! Sorry BC, didn't see that you already provided the website...
Posted by BarbaraCat on March 21, 2002, at 19:10:21
In reply to BCat: answers, more! » BarbaraCat, posted by Janelle on March 21, 2002, at 18:22:56
Janelle,
I'm not going to be much help about the years/earned question cause I'm not sure how they figure the amount. I've worked for many years and earned a goodly sum over those years, so I never had to question whether or not I'd qualify. The thing you need to do is to call the SS office and ask for a statement. They usually send you a form to sign and then in about 2 weeks you get a list that details how much you'd qualify for.As for my physical symptoms, when I'm having a fibro flareup I'm totally debilitated. Mainly my muscles ache and I'm very fatigued and feel toxic. It's just like the feeling of having a bad case of the flu with the deep aches and wiped out feeling. It feels like whatever it is affects my brain too, so I get confused and depressed and anxious. Sometimes I'll get stomach problems like cramping or diarreah or won't be able to go at all. Everything feels inflamed and toxic. It's pretty horrible, but it's definitely getting better now that I'm not exposed to the constant stress of my job any more. I also have just garden variety depression without the fibro and what you described as your symptoms sound exactly like mine. - Barbara
Posted by BarbaraCat on March 21, 2002, at 19:58:30
In reply to Re: BCat: answers, more!, posted by Kar on March 21, 2002, at 18:52:04
Dear Karen,
Whew, what a major question/issue you brought up about feeling guilty and how do significant others relate. I have a very supportive husband. He is a gem. He's been with me through some ghastly episodes over the last 14 years. I asked him just now after reading your post and we had a good talk about it. He said that he knows when I'm having a bad time and understands that I can't do anything about it and his main feeling is concern about me. I usually feel guilty when I'm in bed for weeks. He feels that if bed is the best place, then whatever is going to get me feeling better is good. He's picked up an amazing amount of slack for me. On the other hand, I had a problem in the past medicating with alcohol and it got to be a big problem between us. The days I would spend laying in bed depressed after drinking too much he said disgusted him. He said there's a big difference between my truly being sick and being self-destructive.We both agreed that the main component is love. I was with a guy for 5 years who I had to hide my depression and panic attacks from because it was definitely not OK for me to be 'weak' or 'weird'. It's now clear that he did not love me and considered my high maintenance times a big imposition. I think the big questions that you fear he's thinking are 'Will this person ever get better? Am I going to be saddled with a big problem?' When we're depressed, we naturally think we'll never get over it, but the other person doesn't necessarily see it that way at all. My husband said that my sharing what I've learned about depression and new research, neurochemistry, etc., is fascinating and he feels like we're stalking this mystery together. He's also had a few bad episodes himself so he understands how bad and helpless it feels. I think this is an important part, that he's been in a similar place and can relate.
If you haven't talked about this issue yet with your fiancee then it's probably time to do so. Also, it's important for us to have a sense of dignity and pride in ourselves for being so courageous in the face of a horrendous illness. No tail between the legs skulking off ashamed for feeling bad, but the commitment to do what it takes to heal, and if this person can't deal with it then you don't need the extra bad energy. Talk to him. Good luck. - Barbara
Posted by shelliR on March 21, 2002, at 20:18:40
In reply to BCat: Thanks for the info, more: » BarbaraCat, posted by Janelle on March 21, 2002, at 1:57:03
> I'm not sure what I'll do regarding SS disability - right now I'm so bad off I can't even cope with filling out the forms. I had a real bad day today but I'm glad you said yours was a bit better.
> -Janelle
Janelle,If you can't answer the forms, you can make an appointment with SS and they'll help you. (It might even help you get it to need help doing the forms.)
Also to Barbara: I think if you win an appeal, they aren't allowed to reevaluate you for three years.
Shelli
Posted by BarbaraCat on March 21, 2002, at 20:32:11
In reply to Re: BCat: Thanks for the info, more: BKAT » Janelle, posted by shelliR on March 21, 2002, at 20:18:40
Shelli,
Thanks for the info. I didn't know they re-evaluated you, but it makes sense. Do you know of anyone who has been successful getting SSDI? - Barbara
Posted by shelliR on March 21, 2002, at 21:06:28
In reply to SSI » shelliR, posted by BarbaraCat on March 21, 2002, at 20:32:11
> Shelli,
> Thanks for the info. I didn't know they re-evaluated you, but it makes sense. Do you know of anyone who has been successful getting SSDI? - Barbarais SSDI, social security, disability? If it is, I got it on my first appeal, but that was a long time ago. I did't even get an attorney--I just wrote them a pathetic letter how hard it was for me to be alive, how did they expect me to work? It's hard to believe I got it. But I think they make it so you almost have to fail on your first try. I think it's only on your second try that they actually send all the forms to your doctors.
I actually know a lot of people who got it on their first try because they had DID, dissociative identity disorder and several hospitalizatons. I think it might be hard without hospitalizations.
Shelli
Posted by BarbaraCat on March 21, 2002, at 23:46:00
In reply to Re: SSI » BarbaraCat, posted by shelliR on March 21, 2002, at 21:06:28
SSDI is Social Security Disability Insurance which is for being disabled for at least 12 months and expected to last at least 12 months more. SSI is for when you retire and SSSI, Social Security Supplemental Insurance is for financial need when you're sick. It means you're making less than $740 a month. That's kind of the story, I may have a few items off.
Posted by Janelle on March 22, 2002, at 0:08:57
In reply to Re: SSI » shelliR, posted by BarbaraCat on March 21, 2002, at 23:46:00
I have been following this thread about Social Security, growing more confused by each topic about what the different letters stand for and mean - I was going to put up a thread asking what they stand for and mean, when lo and behold I clicked on yours and there were the answers!
However, I still have a few questions:
Which one - SSDI or SSSI - is the one that people apply for and usually get rejected the first time, have to appeal, etc.?
Also, with SSDI, the person would have to *wait* until they were disabled for 12 months before applying for it?
Also, you said that SSSI is for financial need when you're sick. It means you're making less than $740 a month. So, you can be employed and still apply for SSSI??
And which one are YOU applying for (I am guessing it's the SSSI)??
Thanks as always!
-Janelle
Posted by Janelle on March 22, 2002, at 0:24:38
In reply to Re: BCat: answers, more!, posted by Kar on March 21, 2002, at 18:52:04
To answer your question about significant others/kids, I do have a significant other who is incredibly sensitive, understanding and supportive of me. No kids.
Posted by Janelle on March 22, 2002, at 0:27:16
In reply to Re: SSI » shelliR, posted by BarbaraCat on March 21, 2002, at 23:46:00
I read your response to Kar regarding sig others - your husband sounds wonderful, much like my boyfriend is.
You didn't indicate either way whether you have children or not, I get the impression you don't, but I'm just curious to know if you have kids or not? If you do, how do you handle their needs when you're feeling down and out?
Me, I have no children, and I marvel at those with children who manage to care for them while they are going through depression, anxiety, etc.
Posted by Janelle on March 22, 2002, at 0:31:06
In reply to Re: BCat: answers, more!, posted by Kar on March 21, 2002, at 18:52:04
Kar,
You said that you were turned down for disability becasuse you didn't have enough work credits and you also said it was SSI that you were turned down for.
However, when I clicked on that link you gave (thanks a mill for that, btw!) it said that SSDI is the one that requires work credits and SSI is for low income people and does not require work credits. So, now I'm thinking it must have been SSDI, not SSI that you applied for?
Posted by Janelle on March 22, 2002, at 0:42:00
In reply to Re: BCat: a wee bit more questions (sorry):, posted by Kar on March 21, 2002, at 19:01:12
Kar - in one of your threads you said D-oh, that BCat had already provided the SS website, but I re-read her SS topics and can't find any link to it in any of her topics here! Hmmm ... which of her threads is it in?!!
Posted by BarbaraCat on March 22, 2002, at 0:55:58
In reply to BCat: you must have read my mind, questions: » BarbaraCat, posted by Janelle on March 22, 2002, at 0:08:57
I'm applying for SSDI, the disability insurance. That's where you have to be expected to be disabled and not able to work for at least 12 months. It doesn't mean you have to wait 12 months, just that you're sick enough to warrant not working for at least 12 months. That's something your doctor decides. Your doctor also has to fill out forms, by the way, so it's a good idea to let him/her know you're applying and request that he/she support you in your claim.
SSI is plain old Social Security that most people get when they're 62 or so. I'm not old enough for that.
SSSI (I'm not sure if I'm getting all these letters right) is short-term disability, if you have a financial need due to sickness or disability, kind of like Wellfare, but of a short-term duration (I don't know how long that would be). In order to qualify, you have to be dirt poor, $740 max a month, and I'm not sure if living with someone (not a spouse) gets included in that amount, like if someone were supporting you. I also don't know if past wages/years working figures into it.
I might not be giving 100% accurate info, so girl, you gotta make that phone call to the SSI office and they'll answer your questions better than I can. They'll tell you what you're eligible for and like Shelli said, they'll even fill out the forms for you and it might be to your advantage to show them how sick you feel.
Posted by BarbaraCat on March 22, 2002, at 1:02:23
In reply to BCat: one more question (not re SS !!) » BarbaraCat, posted by Janelle on March 22, 2002, at 0:27:16
Janelle,
No kids. I too marvel at those who can manage. I don't know if I could do it, but I guess you do what you have to. Sometimes, especially at Christmas, I wish I had a little one, but with all that's going on in the world I'm sure I would worry myself into a frenzy. We have 8 cats, however, and they satisfy that maternal urge. When I'm in a bad anxiety/depression, however, I worry about them constantly.Do you expect you'll have kids someday?
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