Posted by jane d on November 7, 2016, at 12:22:31
In reply to Re: VOTE. » jane d, posted by Phillipa on November 7, 2016, at 8:53:06
I changed the subject line to make it easier to skip for those who want to.
> Guess sometimes it pays to be old as have medicaire,
...Well the medicare part of the package still sounds awfully good to me but I'm still ten years away from it. I'm not so sure of the rest of the deal. I'm beginning to feel old and achy. I'd swear I was young when I first came to babble. Don't know how that happened :-)
>Scary thing is that all the studies now on my RN news letter are coming from Europe not the USA so count on socialized medicine.
I'm not sure why this is scary. There's still lots of research being done here. However some kinds of studies are probably easier to do in a place where everyone has medical care. It eliminates some variables.
>Me I now avoid doctors as they are not being paid and a lot no longer take medicaire. And three of the five insurance carriers opted out of Obamacare in NC for next year so people are in heaps of trouble.
I avoid doctors too. I always have whether I had employer insurance, no insurance, or obamacare. But sometimes they are necessary.
I've also always been very picky about those doctors when I did see them. I hate that it's harder to do that now. But, there are times when any doctor, even in a limited network, is better than none. And that is the choice for me and those like me. Not between obamacare and perfect healthcare.I think that if you ever really need them, and I hope you don't, you'll find that there are plenty of doctors that do still take medicare even if some of your favorites do not.
>Down the next neighborhood here is a less expensive neighborhood and most can no longer afford obama care as their premiums doubled when they got sick.Their premiums may have doubled but it wasn't because they got sick. That ended with obamacare. It was very common before if they didn't just cancel your insurance outright. And if they are actually paying the full amount of those premiums without a subsidy it can't be that inexpensive a neighborhood.
What can and does happen is that premiums go up if everyone who is on the insurance gets sick. Or in other words if mostly sick people sign up for insurance. And that's sort of what happened. Many people who weren't sick and figured they weren't likely to get sick chose to not buy any insurance. Of course they know they can change their mind if they do get sick after all. The penalties for trying to cheat the system that way are just too low to stop people. That's one of the adjustments that could be made if we were trying to make the system work instead of trying to make it fail.
As an aside I really hate the people who complain that they are getting cheated unless they personally get back more from the insurance company then they put in in premiums. (I know nobody here has said that) It's insurance not a buyers club. Anytime you don't need it is a good year. Just like it's a good year when your house doesn't burn down.
Jane
Who hopes she still has insurance come January 21st, that our congress gets going on fixing the parts that don't work, and mostly that she never never needs it after all.
poster:jane d
thread:1092966
URL: http://www.dr-bob.org/babble/20160928/msgs/1092989.html