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Re: Does the policy state non-coverage, or delay?

Posted by stargazer2 on December 1, 2007, at 14:01:42

In reply to Re: Does the policy state non-coverage, or delay? » Racer, posted by ClearSkies on December 1, 2007, at 12:21:18

ClearSkies, are you eligible for disability or would you think of applying since you have been unable to work for 3 years?

I am currently insured under COBRA from my last job which runs out in a few months and like you I am looking for a part time job so I can get coverage myself, since both my husband and I have to buy our own insurance. I was told by an insurance broker that with my history of depression, I would not be able to get affordable insurance until my depression become controlled, with perhaps every other month visits but not weekly or biweekly as my visits have been for 18 mos.

Luckily I did elect COBRA when I "quit" my last job,since i was unable to work, and paid $600 in the beginning and $400 now, but I think my job search will come to fruition in the next month or so.

I too have been out of work for a year and a half and interviewing and answering the questions about that time gap has been difficult, but if you can minimize why you were not working, it will not be seen as you are unemployable but as an elective decision. You just have to be creative with your answer and believe it.

I have never been out of work this long before although I had 2 previous leaves, both considered short term.

Unfortunately, even with my doubts about working or working in an environment that is suitable to my situation, I don't feel that I have any choice but to get a job. I do think too since i have been better on Nardil the time is now to try and reenter the work force. Even when I quit jobs because of depression, I feel I could still do a damn good job. Basically it was my loss of self esteem that caused me to give up.

Why is it that all the morons who do nothing on the job would never think of quitting or taking a leave of absense? They have the most self esteem of all despite their work ethics and laziness.

Stargazer


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