Posted by confuzyq on December 1, 2007, at 1:19:01
In reply to Health Insurance Debacle, posted by ClearSkies on November 30, 2007, at 12:58:00
...I have no info about this, but acceptance and denial policies may also vary by state. A fairly well-informed friend told me that in his state, insurers can't deny you; they'll just quote an astronomical rate if they don't want you. That is not the way it is in my state, here they can deny anyone they want.
There are some good state web sites that rate/grade insurers on various aspects. (Including, from what I recall, number and type of complaints; pay outs compared to others; and maybe even comparison of rate increases and involuntary cancellations.) Don't think I have the links anymore but your broker or state dept. of insurance could probably give them to you.
I'm probably hopelessly off track from your original question by now!