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Re: Moikka! :o) » Meri-Tuuli

Posted by tensor on September 24, 2006, at 14:44:28

In reply to Re: Moikka! :o) » tensor, posted by Meri-Tuuli on September 24, 2006, at 11:05:38

Hej,

> Well I'm actually studying geology, under the title of a masters in 'environmental science' -- there's alot of overlap.

Interesting, i have a friend who is a rock driller, when we party, the only thing he talks about, is his job. :-) He is really into geology.

> Thanks for the charactors!!

np :-)

> I have often wondered why people take out health insurance here. I mean, the public hospitals and things (I'm led to believe) are much better than in the UK for example - so why bother with health insurance? I mean, you get all the health services here for free anyway don't you? Or is there something I'm missing?

Because it's often long waiting time to public hospitals, private receptions and docs can help you quicker, but that's something you have to pay for yourself. To further complicate this, you may then apply for compensation at FPA/KELA who will then pay 60% of the costs. If you have health insurance, they(the insurance company) will pay for the remaining 40%.
Another thing is the meds, they can be pretty expensive, with insurance, just send a copy of your prescriptions and the receipts to the insurance company and they compensate for all costs, money back right to your bank account. Imagine how fast i earn back the premium when i go to the pharmacy, they are not getting rich on me, so to speak. :-)
Another thing is hospitalization, there's a fee for each day you stay, not much but..

> I have to say I do really like it here. I don't want to move! I think I might have to become fluent in Finnish before I can find a job, post studies through.

> BTW how did it work out with your boat this (very nice!) summer?

Really good, I actually relaunched it today after some engine adjustments, there's plenty of time left for boating before the ice sets.


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