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Dr. Bob is Robert Hsiung, MD,
bob@dr-bob.orgShown: posts 1 to 16 of 16. This is the beginning of the thread.
Posted by Phillipa on November 12, 2012, at 11:25:12
I thought the healthcare reform was supposed to be a good thing. While in South Carolina yesterday The Huge Department store we frequent For some of Ebay Purchases. The Employess were called to a meeting and informed that the full time employees major medical care plan United Healthcare. That this Insurance was no longer taken at the Large Hospital There. The docs work out of a Network from the Hospital so the employess as of now have to find all new doctors and another hospital that will accept this Major Medical Plan one of Largest In USA. When questioning the employee I said I thought all hospitals were required to treat a person. She said yes they could treat you at that Hospital but then they would get billed in full for this. Since only 20 of the pages of the 2000 page Obamaplan has been released. What hasn't been can't be good. I know my neighbors and both I are trying to find a supplemental for medicaire. But doing searches seems even if you pay more after a certain age I think 70 that a panel of 12 non medical people across the USA will decide if you can have surgeries. Over 75 non longer. So what happens to those in a car accident, or a ruptured appendix, or heart attack? Already docs in this area back months ago formed groups with cash only payment. And If You don't have a doc that accepts medicaire the signs have been up for months that no more accepted as new patients. So what happened to basically free medical care for the people. Especially since nothing is free. Phillipa
Posted by ChicagoKat on November 12, 2012, at 15:05:21
In reply to Healthcare Reform Has Cut Full Time Insurance For, posted by Phillipa on November 12, 2012, at 11:25:12
hello dear Phillipa...
i don't know what is going on, but i can tell you one thing....united health care is AWFUL. hubby and i had to switch from blue cross to this horrible insurance and it covers NOTHING. not my pdoc, not my therapist, not the hospital i've gone to in the past. and i found out today that even if i do find providers that are covered, i only get 20 visits per year...that includes both pdocs and therapists!!! i'm like, what, are you trying to kill me??
so my therapist, whom i love, i have to go from seeing 3x/week with one 20 buck copay/week, to not seeing her at all...unless i want to pay 120 bucks each time. can't afford that on top of paying 130 bucks each time i see my beloved pdoc.
i'm already depressed as hell, now i have all this to deal with. i feel like, what's gonna be next?????
sorry we are both dealing with insurance issues like this. it makes things even harder. but i hope you are doing ok, i am thinking of you.
Kat
Posted by Phillipa on November 12, 2012, at 21:05:14
In reply to Re: Healthcare Reform Has Cut Full Time Insurance For » Phillipa, posted by ChicagoKat on November 12, 2012, at 15:05:21
Kat so the United Healthcare just also did this to you. But wait you said you had BCBS and the company switched do you know why as they must have known? I've heard that also companies will start cutting full time employees they have been doing this for a while here and soon all part timers so the companies won't ever have to provide health insurance as they are being forced to provide it and as my neighbors and others here say. No way out. I did a google on Medicaire supplements and basically it said doesn't matter what you pay more or less you will still only get the same insurance. Hey (said with sarcasm) the middle class is gone. Phillipa
Posted by herpills on November 12, 2012, at 21:38:58
In reply to Healthcare Reform Has Cut Full Time Insurance For, posted by Phillipa on November 12, 2012, at 11:25:12
> But doing searches seems even if you pay more after a certain age I think 70 that a panel of 12 non medical people across the USA will decide if you can have surgeries.
Where did you read this? Sounds eerily similar to the "death panels" claim... herpills
Posted by jane d on November 13, 2012, at 2:07:23
In reply to Healthcare Reform Has Cut Full Time Insurance For, posted by Phillipa on November 12, 2012, at 11:25:12
> I thought the healthcare reform was supposed to be a good thing. While in South Carolina yesterday The Huge Department store we frequent For some of Ebay Purchases. The Employess were called to a meeting and informed that the full time employees major medical care plan United Healthcare. That this Insurance was no longer taken at the Large Hospital There. The docs work out of a Network from the Hospital so the employess as of now have to find all new doctors and another hospital that will accept this Major Medical Plan one of Largest In USA.
This has nothing to do with healthcare reform. Companies have been changing insurers and providers have been changing what insurance they take for years. (UHC especially) It's one reason that I'd paid extra for a PPO plan back when I had insurance so that I wouldn't have to switch doctors every time I found a good one just because the insurance rules had changed again.
Posted by ChicagoKat on November 13, 2012, at 16:00:27
In reply to Re: Healthcare Reform Has Cut Full Time Insurance For » ChicagoKat, posted by Phillipa on November 12, 2012, at 21:05:14
we get our insurance through my husband's company since i haven't been able to work. we had beautiful bc/bs, but the company had to switch to United non-health care because bc/bs had significantly raised their rates since claims had been so high for the company for the previous year. tbh, i think it was my fault b/c i had 2 inpatient stays plus ect.
can't win.
oh, and your friend is almost right...the middle class is not dead, but it is dying.
> Kat so the United Healthcare just also did this to you. But wait you said you had BCBS and the company switched do you know why as they must have known? I've heard that also companies will start cutting full time employees they have been doing this for a while here and soon all part timers so the companies won't ever have to provide health insurance as they are being forced to provide it and as my neighbors and others here say. No way out. I did a google on Medicaire supplements and basically it said doesn't matter what you pay more or less you will still only get the same insurance. Hey (said with sarcasm) the middle class is gone. Phillipa
Posted by Phillipa on November 13, 2012, at 20:19:09
In reply to Re: Healthcare Reform Has Cut Full Time Insurance For, posted by ChicagoKat on November 13, 2012, at 16:00:27
I was told today by a PA that the insurance in this instance for disc replacement that approves it is Aetna. I need to google & see if can be used as a supplement for Medicaire. This is all from real life conversations. Yup I sure do get out and travel a lot for ebay goods. The PA fears for his job also as he put it First the Neurosurgeon, Him, then the RN. Like he said the middle goes first. He also when I asked him the best hospital here named one of the two. The best just got reprimanded as they were putting liens on patients homes that had acquired huge medical bills impossible to pay right off. As I'd asked him I always thought "is it true that as long as you pay something to a doc or hospital monthly that can't lien your Home". He then told me this story. Phillipa
Posted by Willful on November 13, 2012, at 21:20:58
In reply to Nothing to do with healthcare reform » Phillipa, posted by jane d on November 13, 2012, at 2:07:23
There is no condition that people over 75 cannot have surgery under Obamacare. This is a alse story that circulated for quite a while.
Posted by Zyprexa on November 13, 2012, at 21:47:27
In reply to Healthcare Reform Has Cut Full Time Insurance For, posted by Phillipa on November 12, 2012, at 11:25:12
Philipa,
If you are looking for a good medicare plan, go to BCBS the PPO enhanced freedom. It is the best Advantage plan with drug coverage. Its good price too. One of the most popular with docs now. I was at gp office other day and not taking Humana anymore. Even regular medicare is not as good as the BCBS plan. It has good coverage for generic meds, a lot of them are free and gap covered. Through mail order.
All hospitals have to take your insurance if you are in a car accident. If you are admitted like in emergency your insurane has to pay them. If you go pre ellected you have to use a hospital that take that insurance. which is probably what they were talking about in SC.
Healthcare reform had nothing to do with United Health care. The complany just does not like the prices the hospital is charging them. They should change there health insurance company. If they had a PPO plan instead of an HMO the hospital would still take there insurance. Maybe with a higher copay.
I agree we should have free health care for everyone. Payed for out of tax money. The problem with obamacare is that your employer has to pay for your insurance if you are full time. So a lot of companys are going to start hireing part time instead of full time, so they don't have to pay for your health insurance. Just like my job, Domino's. Good thing I have medicare! Which is what everyone would have if obama went all the way and got universal health care. Which was the origional plan. But the republicans would not go for that. And obama stupidly tried to work with the republicans. So now we pick out health care and have to buy it instead of having it paid for out of our payroll taxes. Would have been a better deal. This way now we have to still give the private insurance companys a cut, even if its not as much as before. which is what is going on in SC. Because the health law is not in full effect yet. So they are still trying to maximise profits.
Posted by Phillipa on November 13, 2012, at 23:08:27
In reply to Re: this is not true, posted by Willful on November 13, 2012, at 21:20:58
Wait as it's only 20 pages released. There is a total of 2000 pages. In time you will see. Oh it's true. Also l0% tax on any plastic surgery if elective that's fine but what is breast reconstructive? Phillipa
Posted by Phillipa on November 13, 2012, at 23:11:50
In reply to Re: Healthcare Reform Has Cut Full Time Insurance For » Phillipa, posted by Zyprexa on November 13, 2012, at 21:47:27
Zyprexa thanks I will google this. Was talking with the PA from the neurosurgeons and he said that Aetna was good also. So since I've had united healthcare will probably switch. Strange though that when you go to government site they say basically all the same don't pay more as will get the same. Thanks fot the inside scoop. Phillipa
Posted by ChicagoKat on November 14, 2012, at 17:04:55
In reply to Re: Healthcare Reform Has Cut Full Time Insurance For » ChicagoKat, posted by Phillipa on November 13, 2012, at 20:19:09
Dear Phillipa, it is so bad everywhere. how i wish i could get bc/bs back.
Kat
Posted by Phillipa on November 14, 2012, at 20:17:46
In reply to Re: Healthcare Reform Has Cut Full Time Insurance For » Phillipa, posted by ChicagoKat on November 14, 2012, at 17:04:55
Kat the billing dept at dermatologist today said that United Healthcare Advantage Plan is the best reimbursement and they pay more quickly. Haven't googled it yet so idea of cost. Phillipa
Posted by jedi on November 29, 2012, at 1:08:05
In reply to Re: Healthcare Reform Has Cut Full Time Insurance For » Phillipa, posted by ChicagoKat on November 14, 2012, at 17:04:55
> Dear Phillipa, it is so bad everywhere. how i wish i could get bc/bs back.
> KatHi,
Blue Cross dumped me, I think they dumped all of their small groups. So switched to Lifewise, which is their individual plan. Half way through this year they eliminated our prescription coverage. So I'm now paying $1000 a month for a catastrophic plan that kicks in after $3500 deductible; with no prescription coverage at all.If anybody thinks it will get better with Obamacare, please show me one thing that is done more efficiently with government control. We will all pay for it.
Jedi
Posted by Phillipa on November 29, 2012, at 9:01:36
In reply to Re: Healthcare Reform Has Cut Full Time Insurance For » ChicagoKat, posted by jedi on November 29, 2012, at 1:08:05
Jedi wow that happened already? I've heard also that 43% of docs have or are dropping out of medicine. Strangely enough my pdoc said that it will help the mental health as insurance plans will pay more for it. So he's not retiring as thought he would. Phillipa
Posted by ChicagoKat on November 29, 2012, at 12:24:29
In reply to Re: Healthcare Reform Has Cut Full Time Insurance For » ChicagoKat, posted by jedi on November 29, 2012, at 1:08:05
> > Dear Phillipa, it is so bad everywhere. how i wish i could get bc/bs back.
> > Kat
>
> Hi,
> Blue Cross dumped me, I think they dumped all of their small groups. So switched to Lifewise, which is their individual plan. Half way through this year they eliminated our prescription coverage. So I'm now paying $1000 a month for a catastrophic plan that kicks in after $3500 deductible; with no prescription coverage at all.
>
> If anybody thinks it will get better with Obamacare, please show me one thing that is done more efficiently with government control. We will all pay for it.
> Jedi
>To sum it up: health insurance companies suck *ss
Kat
This is the end of the thread.
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