Posted by Susan J on December 8, 2003, at 13:26:42
In reply to Career counseling? (long), posted by Penny on December 8, 2003, at 12:57:09
Hi, Penny.
> Have any of you been to a career counselor, taken tests to see what kind of career would best fit your interests and skills? I'm interested in hearing about experiences...is this something you found helpful?
<<I haven't, but it sounds like a great idea!
Most colleges have a program. Maybe your alma mater?>but the reality is that it is going to be difficult (though I don't think impossible) to make it through two years of school. I have to have insurance, I'm not married, I have to keep a roof over my head, giving up therapy is not an option, I need to keep my car, etc.
<<I don't know where you live (U.S.?). I went to law school at night because I had to work, and I certainly couldn't afford to pay for school. I got loans (which is why I asked if you were in the U.S.). By keeping my job, I kept a decent income and health insurance, but also went to school.I think just *going* to school would do wonders for you, if you are anything like me. When I was in law school, I weighed too much and didn't have a boyfriend and all that sucked. But it was BY FAR the HAPPIEST period of my life! I was working toward something I enjoyed. I was being productive. I was doing something *good.* And that really made a difference in my attitude. Also, when there's something you are focusing on as much as school, work doesn't seem to matter so much because it's *not* your life.
I know you hate your job now. Is there a way to take another type of job that still provides insurance and allows you to go to school? Do you have access to loans?
>>But I have yet to find anyone who can do that. I have spoken with a credit counselor (at a reputable place), and was told that I should seriously consider bankruptcy. I have spoken with a bankruptcy attorney, and she has been most helpful...but the reality of it is, I don't have the cash right now to even FILE for bankruptcy!!! How crazy is that???
<<That *is* rough. I was going to recommend a credit counseling service, but since you've already gone....but perhaps you could talk to someone at another one?> Any thoughts? Have any of you been at the bottom of the financial ladder and found a way up that didn't require selling your soul?
<<I racked up $12,000 in credit card debt in one year alone while depressed -- med bills and shopping cuz shopping made me *happy,* or at least not suicidal. :-) I went to a credit counseling service and they worked out a plan for me. It hurts my credit but it was a huge mental relief that I was paying my bills again.If bankruptcy is your only option, then I think it might be worthwhile to do it. I know it sounds desperate, but it would get rid of the collections calls/mail, help you pay off debt and forgive other debts. Your peace of mind is worth it. And there *is* life after bankruptcy. My dad works for a mortgage processing company and they give mortgages to people who've filed for bankruptcy within the year and who've had their homes forclosed upon.....It *can* be done.
I don't know your living situation. Do you live with family? Alone? Roomates? If you live alone, could you get a roommate? Can you get a job at a school you want to attend (i.e. free tuition/probably health insurance?). May not be in your field, but it could be a good choice while in school.
Hang in there. You've got the strength to get through this, I know you do. :-)
Susan
poster:Susan J
thread:287721
URL: http://www.dr-bob.org/babble/social/20031207/msgs/287739.html