Posted by alexandra_k on October 10, 2018, at 1:04:15
In reply to Re: Today's Dominion Post, posted by alexandra_k on October 10, 2018, at 0:50:35
I'll look into health insurance, but this is the thing: I don't see what insurance the purchaser has that it's not a scam, in this country. It's hard to get hold of the documentation so you can make sense of what it is that is covered and what it is that is not covered. They seem to hedge so you basically have no idea whether whatever it is will be covered or not. And then you are expected to pay all costs upfront with no assurance of when (or whether) anything will come back to you by way of insurance or not.
So, I see how it helps people who have enough to pay for everything upfront themselves. But I don't see how it helps people who can't afford to be lumped with the bill.
I do understand that most people live beyond their means. I do understand that most people have hefty mortagages and car payment plans and even credit card bills for holidays and the like... But I'm not like that. I am okay with my motorcycle -- so long as it starts reliably, I'm actually okay with it. And I'm okay with having an older phone... And so on...
It is because I had this lecturer for a population health paper and he was an economist... And he was saying that people are not in the position to assess quality or competence. People noticed things like flowers in reception and crap like that. Superficial meaningless crap like that. I mean... Nice stuff is nice stuff, yeah. But what happens when you want competent, non-abusive healthcare? I think that the most important things... Money can't buy. Not in NZ... Health insurance is supposed to buy you competent care. I'm not sure that it does here, though. I think it buys you Shortland Street type nicer uniforms and prettier smiling people... But the illusion or facade... Shudder...
poster:alexandra_k
thread:1100838
URL: http://www.dr-bob.org/babble/poli/20180816/msgs/1101289.html