Posted by Greg on September 23, 2000, at 19:09:43
In reply to Insurance prob---To COBRA or not to COBRA, posted by shar on September 23, 2000, at 14:08:08
Shar,
If you consider the possibility of accidental injury, car accident, falling and breaking a bone, etc, I would say that maintaining the insurance is the absolute right thing to do. A single day hospital stay can run upwards of 3-4 thousand dollars a day. The average ER visit nationwide is $725. There are so many other issues to consider here beyond your meds. My vote would be yes, keep it. St James COBRA costs are more in line with the average. Your cost is considerably less than what most people pay for it. I know money is tight right now, but take it from someone who has rec'd nearly a hundred doc bills in the last 2-3 years, if it weren't for my insurance, I'd be living in a box on the street.
Just MHO
Love ya,
Greg> Since losing my job, I have the option of keeping up my group insurance at a mere $250 per month (that is a LOT of money to me right now). My meds are about that much if I pay for them out of pocket.
>
> Any suggestions? I am already cutting my Effexor in half just in case I have to withdraw. (I take one pill instead of 2). I have a ton of Wellbutrin because there was an error by the pharmacy or dr. and I'm getting twice as much as needed, so I am still taking two a day of those.
>
> Is it worth it to keep the insurance, maybe? It feels like every decision I make these days is the wrong one, so I would appreciate input.
>
> Thanks for help--------Shar
poster:Greg
thread:45129
URL: http://www.dr-bob.org/babble/20000905/msgs/45144.html