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Re: What my insurance pays - not bad!

Posted by fleeting flutterby on January 13, 2009, at 9:13:51

In reply to What my insurance pays - not bad!, posted by Abby Cunningham on January 12, 2009, at 16:46:37

> I just called Blue Cross/Blue Shield and found out from the horse's mouth, so to speak, that BC/BS pays $194.70 per 50 minute visit with PhD, along with my $10 copay, that comes to a grand total of $204.70 per 50 minute visit, which the hospital takes in.<<

-------Oh my gosh!!! you just pay $10 !! Wow that is very lucky for you!(I've never had such a small co-pay) I guess Blue CRoss Blue Shield is good if you can be accepted in their exclusive group. :o( My husband is wanting to go into business for himself and we were denied coverage by BC/BS..... they said it was because I have endometriosis...... which is non-problematic for me(just have painful cramps once a month which I can and have lived with) So we applied to 4 other insurance companies and they all denied us coverage.(for the same reason-- and I'm quite healthy other than that one little thing) The fifth one said they'd cover us if we paid a monthly premium of $800 a month plus co-pay would be $40 for visits, with a limited number of them allowed.(there's no way we could afford that!) If my husband goes off on his own to work, then I guess we will do without doctors for a while or longer.

I think you are quite lucky to have such good insurance. but I'm sorry that you aren't feeling "connected" with your current T.





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