Psycho-Babble Psychology | about psychological treatments | Framed
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Re: Do we get what we pay for?

Posted by Racer on July 13, 2007, at 22:45:50

In reply to Do we get what we pay for?, posted by andromeda on July 13, 2007, at 18:00:04

Well, we're on a PPO, so we do get reimbursed for some of my psychiatric care. Not a terribly large percentage, though -- the insurance company pays something like 80% of their scheduled rates, and we pay anything over that. Well, my pdoc is -- not suffering from low self-esteem, as it related to rates. (He's far more expensive than any other I've seen.) My psychoterrorist is pretty much going rate, too.

The insurance drives me nuts -- they pay different amounts each time, pretty much, so we can't really plan on anything. But they do pay for 50 mental health visits per year, which is pretty stellar. On top of that, there's the FSA -- flexible spending account, which uses pre-tax earnings to pay the amounts beyond what insurance pays, which also helps.

But, honestly? At this point, if we lost our insurance, I would certainly still see both of them. I might not eat, but pathetic as this might sound, I think it's pretty clear to everyone concerned that I wouldn't be able to do without them.

If I had to give one up, though, it would be the pdoc. I can function, mostly, on the drugs I currently take. I'm still too fragile to do without my psychoterrorist, though.




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