Posted by jane d on February 9, 2004, at 20:48:33
In reply to What are the govrnmen rules on insurance companies, posted by PhoenixGirl on February 8, 2004, at 9:17:51
> Had to shorten the word "governmental" so the subject line would fit. LOL
> What rules does the government place on insurance companies?
Where this is most likely to matter to you is on mental health parity. Even if a state has a law requiring parity self insured companies will not be bound by that law. It also comes up when the state requires insurance company to provide x y or z screening tests such as mammography, or to provide birth control.
I think federal rules would general apply to these companies but I'm not sure.
Then, just to keep things interesting, state governments are exempt from some Federal regulations that private companies must obey. One example of that would be the ADA. (Americans with Disablities Act).