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Re: Thanks everyone » Dinah

Posted by noa on May 1, 2003, at 18:38:21

In reply to Re: Thanks everyone, posted by Dinah on April 30, 2003, at 17:40:22

About insurance: things have changed in recent years, so your parents just might not be up to date. The key is not to have a gap in coverage. If for whatever reason, your husband loses his group plan, immediately get COBRA coverage or if there is a state plan for temporary coverage, etc. do it. According to HIPAA, if you have group coverage, and no significant gap in covereage, then when you switch to another plan (group or individual) you cannot be declined coverage based on a preexisting condition. They could charge you more, yes, but you are entitled to coverage. See http://www.cms.hhs.gov/hipaa/hipaa1/content/cons.asp


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