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applying to new insurance- need help hok

Posted by Dr. Bob on April 23, 2003, at 8:23:40

In reply to applying to new insurance- need help , posted by hok on April 23, 2003, at 0:11:13

> My old insurance is about to run out and I have to apply to Blue Cross/Blue Shield for new coverage. I'm wondering what exactly I have to tell them about my past mental condition. In reality, I have been seeing a psychiatrist since age 15, however, she has always put down "adjustment disorder" as the diagnostic code. I have just recently, in the past couple of months, started seeing a new psychiatrist who has actually started to put "Major Depressive disorder" as the code.
>
> What exactly, if anything, should I report as a pre-existing condition on my application? I'm really concerned about them hiking up the premiums if I tell them too much about my mental heath history. Any suggestions or similar experiences? I could really use some help on this.


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poster:Dr. Bob thread:221712
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