Posted by torchgrl on March 28, 2001, at 0:22:16
(I apologise if this is on the wrong board, but it seemed the most likely place to find someone with some insight on this issue) Does anyone know how past treatment for depression or dysthymia could affect being approved for health insurance?
I haven't had insurance for over 2 years now (which I'm sure will already give me negative points), but am starting to have anxiety attacks about the fact that I don't have it, and can't afford to go to any kind of doctor without it. I found a policy that I could at least attempt to afford (HealthNet PPO), but I'm wondering if I should even bother to apply, as I feel like disclosing my previous treatment (even though I haven't been to the psychiatrist for over a year) will be the kiss of death, and blacklist me from ever getting insurance. It already seems unlikely that anyone who's ever been to a doctor would be allowed to buy individual insurance, judging from the list of questions on the application, but the depression dx seems to be the most likely to raise eyebrows, given the insurance industry's generosity towards those of us with mental health issues.
poster:torchgrl
thread:57740
URL: http://www.dr-bob.org/babble/20010327/msgs/57740.html