Posted by noa on October 12, 2003, at 14:08:38
In reply to How does one handle poverty?, posted by shar on October 11, 2003, at 11:45:56
I don't know.
I developed the bad habit of just not opening my mail!
I don't recommend this. It got me into worse financial trouble. Now, even when I am in much better financial shape than I was, I still have the habit of not reading the mail and being late with bills.
I ended up fixing my debt problem with help of the consumer credit counseling service. When I went to them, it was part of a plan to get some control back, including finding cheaper housing, etc. But when the reality is that a basic budget for basic living is more than one's income, I don't know what would help. Maybe there are deals you can make with the power company, etc. for a payment plan? I really don't know.
But I do know that financial woes can intensify the depression. I'm anxious just writing this because it's making me think of my overdue bills. And, how I keep poor track of my money so I end up overdrawing and then having to pay huge fees which makes it all worse.
At this point I should be able to balance my budget but because of the anxiety and bad habits I developed from depression and not having enough money in the past, I still struggle unecessarily with these things.
Commiseratingly (but perhaps undeservedly so at this point) yours,